Moving house There are many things to do when moving house, for example, redirecting your post and changing your details on the electoral register. There is a public register of auctioneers and estate agents on the website of the Property Services Regulatory Authority. You can check the register to see what price was paid for a property if it was sold since that date.
Your solicitor makes arrangements for searches to be made against the seller to ensure that there are no judgements lying against the seller for example, bankruptcy or sheriffs' searches. Your mortgage provider will give you formal mortgage approval and issue you with a loan pack. In such instances, the contract is actually a "contract for sale and building agreement" but in almost all residential sales, a contract is simply known as a contract for sale. This is the remaining balance of the purchase price. Contact a number of different mortgage providers to find out who can offer you the best deal. More information is available in our document on moving to a new home. Sign the contract for sale The contract for sale binds the parties to the completion of the sale. Even if it does take a long time, you are still the owner of the property and, if you wish, you can sell the property before registration is complete. Where to apply Introduction At some point in your life you may wish to buy a home. More information on radon in homes is available from the EPA and in our document on measurement of radon levels. If you have a complaint against an estate agent or auctioneer, you can write to the PSRA - see 'Where to apply' below. A mortgage is a long-term loan secured against the property you buy. Get mortgage approval Very few people can buy a home without getting a mortgage. The amount of money that you can get as a mortgage loan is governed by Central Bank lending limits - see Taking out a mortgage for details of these rules. Include as much evidence as you can and give your postal address. It is paid to the seller's solicitor and all documentation, and keys to the premises are handed over to your solicitor. Where to apply For complaints about estate agents or auctioneers, write to: More information on mortgages and choosing the best one for you is available from the Competition and Consumer Protection Commission. Stamp duty Your solicitor will calculate how much stamp duty is due and request this from you before the closing of the sale. In the past, but now rarely, one company would sell land to a buyer and a different company would build on it. The deeds name the owner of the property. The vendor can also reserve the right to sell the property before the auction. The Competition and Consumer Protection Commission has a step-by-step guide to buying a home on its website. The stamp duty is paid to the Revenue Commissioners , who place a stamp on the deeds. Moving house There are many things to do when moving house, for example, redirecting your post and changing your details on the electoral register. Your solicitor will continue to assist you with finalising the deeds to your house with the PRA.
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